Check Phase 1 & Phase 2 Exam Pattern and Subjects

RBI Grade B Syllabus 

RBI Grade B Syllabus includes Phase 1 and Phase 2 stages covering subjects like General Awareness, Quantitative Aptitude, Reasoning, English Language, Economic & Social Issues (ESI), Finance & Management (FM), and Descriptive English.

The RBI Grade B Officer exam is a highly competitive recruitment process conducted by the Reserve Bank of India for Grade B (DR) – General posts. It assesses banking, economic, financial, and analytical skills through Phase 1 (objective screening), Phase 2 (objective + descriptive), and an Interview. Phase 1 marks are qualifying only; final merit is based on Phase 2 + Interview.

RBI Grade B Syllabus 2026 – Overview

RBI Grade B Exam Pattern 2026

RBI Grade B Exam Pattern 2026

Phase 1 is an objective screening test.

Note: Objective MCQs. Negative marking of ¼ mark (0.25) for each wrong answer. Sectional timing applies. Candidates must clear sectional + overall cut-off to qualify for Phase 2.

Apply Online: Visit the official RBI recruitment portal when the notification is released.

RBI Grade B Phase 2 Exam Pattern

Phase 2 consists of three papers (total 300 marks).

RBI Grade B Phase 1 Syllabus 2026

General Awareness

• Current Affairs (national & international, last 6–12 months)

• Banking & Financial Awareness

• RBI functions, monetary policy, reports

• Indian Financial System, Banking Terms

• Economic News, Static GK related to finance

Quantitative Aptitude

• Simplification / Approximation

• Profit & Loss, Mixtures & Alligations

• Simple & Compound Interest, Surds & Indices

• Work & Time, Time & Distance

• Mensuration (Cylinder, Cone, Sphere)

• Data Interpretation (tables, graphs, charts)

• Ratio & Proportion, Percentage

• Number Systems, Sequence & Series

• Permutation, Combination & Probability

Reasoning Ability

English Language

• Reading Comprehension

• Cloze Test

• Para Jumbles

• Fill in the Blanks

• Error Spotting / Sentence Correction

• Vocabulary (Synonyms, Antonyms)

• Phrase Replacement / Multiple Meaning

• Paragraph Completion

RBI Grade B Phase 2 Syllabus 2026

Economic & Social Issues (ESI)

• Growth & Development: National Income, Per Capita Income, Poverty Alleviation, Employment Generation, Sustainable Development, Environmental Issues

• Indian Economy: Economic History, Industrial & Labour Policy, Monetary & Fiscal Policy post-1991, Economic Survey & Budget, Money & Financial Markets, Role of RBI & Banks, Public Finance, Agriculture, Services Sector

• Globalization: Balance of Payments, Export-Import Policy, IMF, World Bank, WTO, International Institutions

• Social Structure in India: Multiculturalism, Demographics, Urbanisation & Migration, Gender Issues, Social Justice, Social Movements, Human Development, Health & Education

English (Descriptive – Writing Skills)

• Essay Writing

• Precis Writing

• Reading Comprehension (with questions)

• Assesses expression, clarity, understanding of topic

Finance & Management (FM)

Finance:

• Financial System: Regulators, RBI functions & Monetary Policy, Banking Structure, Financial Institutions (NABARD, SIDBI, etc.), Global Financial Crisis impact

• Financial Markets: Primary & Secondary (Forex, Money, Bond, Equity), Instruments, Recent Developments

• Risk Management, Derivatives, Financial Inclusion, Corporate Governance, Union Budget, Inflation (WPI, CPI), FinTech

Management:

• Fundamentals & Organizational Behaviour: Management Evolution, Functions, Personality (Big Five), Motivation Theories (Maslow, Herzberg, etc.), Leadership Theories, Emotional Intelligence, Conflict Management, Organizational Change (Lewin’s Model)

• Ethics & Corporate Governance: Ethical Theories, Moral Issues in Business, Code of Ethics, Corporate Governance Mechanisms, Communication Barriers

RBI Grade B Interview Process

• Marks: 75 (or as specified)

• Personality Test assessing banking knowledge, current affairs, communication skills, leadership, and suitability for RBI role

• Final merit: Phase 2 (300 marks) + Interview marks

RBI Grade B Preparation Tips

• Prioritize current affairs (The Hindu, PIB, RBI reports, Economic Survey)

• Master descriptive writing – practice essays, precis on economic/finance topics

• Revise financial concepts, RBI policies, and management theories regularly

• Solve previous year papers & mocks for Phase 1 speed & accuracy

• Read standard books: Indian Economy (Ramesh Singh), Finance & Management references